Terms of Service

By accessing or using the Torch Group platform and services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access or use our Services.

These Terms apply to all visitors, users, and others who access or use the Services, including but not limited to:

• Business clients seeking creative services (B2B)
• Talents and creators using our platform (B2T)
• Partners and allies in our network (B2A)
• General users accessing our content and services

Torch Group provides a comprehensive platform that connects businesses, talents, and creative professionals. Our Services include:

We reserve the right to modify, suspend, or discontinue any part of our Services at any time with or without notice.

Account Creation

To access certain features of our Services, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information to keep it accurate
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

Account Eligibility

You must be at least 18 years old to create an account. If you are creating an account on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.

You agree not to engage in any of the following prohibited activities:

Content Standards

All content shared on our platform must comply with our community guidelines and applicable laws. We reserve the right to remove content that violates these standards.

Your Content

You retain ownership of any content you create, upload, or share through our Services ("Your Content"). However, by posting Your Content, you grant us a non-exclusive, worldwide, royalty-free license to:

• Use, reproduce, and display Your Content as necessary to provide our Services
• Modify or adapt Your Content for technical requirements
• Create derivative works for platform optimization
• Distribute Your Content through our platform and partner networks

Our Content

All content and materials provided by Torch Group, including but not limited to text, graphics, logos, images, software, and design elements, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

Copyright Compliance

We respect intellectual property rights and expect our users to do the same. If you believe your copyright has been infringed, please contact us with detailed information about the alleged infringement.

Paid Services

Some of our Services require payment of fees. By purchasing paid Services, you agree to:

• Pay all applicable fees as described at the time of purchase
• Provide accurate and current billing information
• Pay all charges incurred under your account
• Be responsible for all applicable taxes

Refunds and Cancellations

Refund policies vary by service type and are specified at the time of purchase. Generally, all sales are final, but we may offer refunds at our discretion for certain circumstances.

Price Changes

We reserve the right to change our pricing at any time. Price changes will not affect existing orders but will apply to future purchases.

Termination by You

You may terminate your account at any time by contacting us or using the account deletion feature in your settings.

Termination by Us

We may suspend or terminate your account and access to our Services at any time, with or without cause, including but not limited to:

• Violation of these Terms of Service
• Fraudulent or illegal activities
• Abuse of our platform or other users
• Non-payment of fees for paid services
• Prolonged inactivity

Effect of Termination

Upon termination, your right to access and use our Services will cease immediately. We may delete your account and associated data, though some information may be retained as required by law.

Third-Party Services

Our platform may integrate with or link to third-party services. We are not responsible for the content, accuracy, or practices of these third-party services.

This limitation applies regardless of the legal theory on which the claim is based, whether contract, tort, negligence, strict liability, or otherwise.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

Dispute Resolution

We encourage you to contact us first to resolve any disputes informally. If informal resolution is not possible, disputes will be resolved through binding arbitration in accordance with the rules of [Arbitration Organization].

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Questions About These Terms

If you have any questions about these Terms of Service, please contact us:

Changes to Terms

We may revise these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of our Services after any changes constitutes acceptance of the new Terms.